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Compare › Credas
ZealiD vs Credas
Credas is UK ID and AML checks with screening and ongoing monitoring, strongest in property. Trust Circle verifies each client, shares their files and handles qualified signatures, with no fee per check. Here is how they compare.
In short
Credas wins on UK property and screening.It runs PEP and sanctions screening with ongoing monitoring, source of funds through open banking, business checks and right to work and right to rent checks. It says "60% of UK housing transactions involve Credas", checks "Over 350,000 people per month" and is UK DIATF certified.
Credas pricing is not published.Its pricing page names plans (Gateway, Entry, Pro and Enterprise) and asks you to request a price. Trust Circle publishes its prices, and each client verifies once with no fee per check.
Trust Circle also shares and signs.Credas has no e-signature. Trust Circle gives each client a shared space for their files and a qualified signature. Firms that need screening keep their screening tool and record its result in the KYC questionnaire.
ZealiD and Credas, side by side
Sources: Credas pricing, Credas homepage and ZealiD pricing. Checked November 2026. Qualified status checked on the EU Trusted List.
Where they really differ
Screening built in, or recorded from your own tool
Credas covers far more than identity: PEP and sanctions screening with ongoing monitoring, source of funds, business checks, and right to work and rent. It is strongest in UK property. Trust Circle checks identity with an ID document and a face check, and stops there. If you need screening, you run it in a tool built for it and note the result in the KYC questionnaire. What Trust Circle adds is the rest of the client file: shared documents and qualified signatures.
What each one covers
Charged per search, or verified once for two years
Credas charges per search or per completed check, depending on the plan. In Trust Circle, each client verifies once in the ZealiD app and stays verified for two years. The check is part of your plan, with no limit, and your client doesn't pay.
Ask Credas four questions
Credas prices are given on request, so ask for a quote on your own volume. Ask what one ID check costs, whether you pay when you send the invite or when the client completes it, how many users are included, and how long the contract runs.
Then put the answers next to the Trust Circle plan for your team, where ID checks are included. Keep screening in your total, since you would still need it.
Your questions for Credas
What each one costs
Credas does not publish prices. Its plans differ in how you are charged: per search on Gateway, on completion on Entry, and by agreement on Pro and Enterprise. Trust Circle is priced per plan, billed yearly, with identity verification included and a set allowance of qualified signatures.
Credas
Prices not published. Request a quote
See Credas pricing →Trust Circle
A month, billed yearly. ID checks included
See pricing →Which one is right for you?
Choose Credas if:
- You work in UK property, where Credas says it's part of 60% of housing transactions
- You need PEP and sanctions screening with ongoing monitoring
- You need source of funds checks through open banking
- You also run right to work or right to rent checks
- You need UK DIATF certification
Choose Trust Circle if:
- You want prices you can see before you talk to sales
- You want ID checks without a fee per check
- You share documents with clients, not just check them
- Your clients sign with a qualified signature
- You have clients in the EU as well as the UK
Use both if: you're a UK property firm that needs screening and source of funds checks. Keep Credas for those, record the result in the KYC questionnaire, and use Trust Circle for client files and qualified signatures.
What Trust Circle doesn't do
Live sanctions and PEP screening, beneficial ownership checks and the risk decision stay with your firm.
It doesn't run right to work or right to rent checks.
What our customers say
Following a challenging couple of weeks during which our previous TSP partner refused to accept the latest form of identity documents from Malta, it became crucial for us to locate a provider who could smoothly integrate it into our system. ZealiD offers a robust platform and a competitive pricing model which is among the finest in the industry.
Paper procedures are a no-go for modern businesses with complicated signing journeys and long delays. It was time for us to go digital, and ZealiD came through with a user-friendly and simple solution that cut our signing cycles from weeks to just minutes ensuring the highest level of security.
ABN AMROMicrosoftDLA PiperBird & BirdBinderrOyster HRCALIPIA
Verify, share and sign in one place
- Identity verification in every plan, no fee per check
- Verified once, valid for two years
- ZealiD AB is a qualified trust service provider on the EU Trusted List
- Documents stored in Stockholm, EU
Common questions
Does Trust Circle screen clients against sanctions and PEP lists?
No. Trust Circle verifies who your client is, but it doesn't run live sanctions or PEP screening. You keep a screening tool, such as Credas, and record its result in the KYC questionnaire next to the client's verified identity. The KYC questionnaire is an add-on on Professional, €100 a month.
Does identity verification cost extra?
No. It's included in every Trust Circle plan, from Micro to Enterprise, with no limit on how many clients you verify and no fee per check. Your client doesn't pay either, and the verification stays valid for two years. See plans.
How much does Credas cost?
Credas does not publish prices. Its pricing page lists Gateway (one flat fee per search, charged on invite, five users), Entry (charged on completion, unlimited users, volume discounts), Pro and Enterprise (API) and Partners, and asks you to request pricing. Credas pricing.
Does Credas offer electronic signatures?
No. Trust Circle includes qualified electronic signatures from ZealiD, a qualified trust service provider. Qualified electronic signature.
Does my client need to install an app?
Yes. Your client verifies once and signs in the ZealiD app on their phone. Your team works in the browser, with nothing to install.
Is ZealiD a qualified trust service provider?
Yes. ZealiD AB is on the EU Trusted List (Sweden), supervised by PTS and audited every year by TÜViT and SRC Security. Files in Trust Circle are kept in Stockholm, EU. Certifications and compliance.